If your seed phrase dies with you, the funds are gone forever. Create a recovery plan today.
If you hold crypto, you are your own bank. That’s the whole point. But being your own bank comes with a terrifying responsibility: if you die without a plan, your funds disappear forever.
There is no customer service number to call. There is no "forgot password" button. If your seed phrase dies with you, your family loses everything.
A will becomes a public document during probate. If you put your seed phrase in a will, you are essentially handing your crypto to anyone who reads the court records. Never do this.
A multisig wallet requires multiple signatures (e.g., yours and your spouse's) to move funds. If you pass away, your spouse already has access. This is the safest, most technical option, but it requires setup.
Write your seed phrase on paper (or metal). Put it in a safe. Write down the combination to the safe in a separate document and give it to your lawyer or a trusted family member.
Your family might not know what a "seed phrase" is. Leave a one-page letter that explains:
The Ultimate Guide: I built a complete Crypto Inheritance Plan. It includes a step-by-step checklist, a template for the letter of instruction, and a guide on how to set up multisig wallets. Don't leave your family with a puzzle.